Condo Insurance in New Orleans, What is an HO6 Policy? Not related to H2O !

      You May think insurance for your condominium is covered by your association fees.  In New Orleans Condos your monthly condo fees are used to fund a building insurance policy.  If your unit is robbed or damaged, your building insurance will not provide any coverage for your personal possessions, nor will it offer you any protection from personal liability.

     You want to be insured fully then think about all with things from the sheet rock in.  Kitchen appliances, cabinets, counters,  fixtures,  furniture,  electronics, upgraded flooring, personnel belongings, clothing, computers, and what ever else you will keep in your Condo.

     Most lenders do not require this but many are now starting to make you have the right amount to put your condo back together if disaster strikes.  it could be fire, it could be theft,

      To protect your belongings and yourself, you need to purchase a personal home insurance policy (type HO-6) that is designed for condos.  I asked Ashley Lotz with Eagan Insurance  for a couple of questions that everyone may have.  You can reach Ashley at 504-836-99663 on her direct line for a quote.


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Eric Bouler Realtor
Gardner Realtors
Metairie - New Orleans, La. USA